The discounts go on and on!

Save for being a safe driver, insuring more than one car, owning your home & more

Cheap Car Insurance

Start with 100% online car insurance, add discounts, and challenge your car insurer today!

Get Cheap Car Insurance  Low Rates, Big Savings | PD Insurance by Progressive Direct

The discounts go on and on! With PD, you’ll  be able to insure your car with top-of-the-line insurance for your car at an affordable price. Save for being a safe driver, insuring more than one car, owning your home & more!


How can PD offer affordable car insurance?

Since 1999, car insurance in Australia has become steadily more expensive. Without getting into too much detail, a large insurer collapsed, another demutualised, and many were acquired. Since 2007, two groups have been in control of over 70% of the Australian car insurance market, and premiums have continued to rise. PD entered the market in December 2009 to shake things up, and have continued to help 1000’s of budget conscious motorists on premiums every year.

We often get asked: So … how do you provide such cheap car insurance? What’s the catch?

The answer is actually quite simple. It’s our customers.

Who are the right customers for cheap vehicle insurance?

PD is not for everyone. Put simply, we believe our customers are smart and lower than average driving risk. Each provides a lever to cut the cost of car insurance, without compromising on the cover or service you’d expect from a large player.

Collectively, PD Insurance customers drive down our costs and in turn, their car insurance premiums. Here's how:

  • They are Internet savvy. By buying and managing their car insurance 100% online, it keeps our costs low so we can offer lower premiums. A majority of our customers report their claims online to reduce our costs, these savings are then passed on to our customers.

  • They are safer than average. By avoiding bad risks, we’re able to avoid higher claims frequency. That means we offer a range of car insurance discounts that can reduce premiums for lower risk drivers even further.

  • They are often multi-car owners. By insuring 2 or more cars on one multi-car policy, it’s more efficient for us as the insurer, so we can pass on an extra Multi-Car policy discount.

  • They are environmentally alert. Our customers don’t like cutting down trees to produce insurance documents, so we offer a paperless car insurance solution that reduces cost and clutter for all of us.

This means we provide very, very cheap car insurance for our customers, and you’ll see at various car insurance review sites that we delight our customers if they ever need to make a claim. See Mozo reviews of PD.

Join the 100% online movement. Get a cheap car insurance quote today to see if you can save!

Car Insurance In Your Area