Insurance.

Our car and pet insurance plans are simple yet value-rich, to give you a super soft landing.

Buy online & get 
1 month Free*

Why Choose PD Insurance?

Look no further than PD Insurance if you want an Australian insurance company that sees you as an individual. Need affordable, quality pet insurance tailored to your fur baby’s needs? Car insurance that’s low in cost yet high in value? Paws here!

We have 3 pet insurance plans and 3 car insurance plans to safeguard your (clawed or wheeled) loved ones. Without the jargon and the high cost, and with the attentive local customer service you deserve.

At PD Insurance we pride ourselves on really caring and really delivering on our customer promise of Simplicity and Soft Landings. We'll have your back during challenging times.

Get a quick PD Insurance quote online today.

Compare Car Insurance

Third Party
Property Damage

Our most affordable car insurance policy. Provides cover for damage to other people’s property and cars.

Comprehensive Car Insurance

Our most popular car insurance, with a wide range of benefits like accident cover, theft and damage to others’ property/cars. Plus optional add-ons.

Third Party Fire
and Theft

A great value policy covering theft and fire damage to your car and damage to other people’s property.

Compare Pet Insurance

Accident Plan

Our most affordable pet insurance policy. This plan covers the basics, including accidents and third party liability benefits.

Classic Plan

The most popular PD Insurance pet insurance policy, covering emergencies, illness, accidents and the option to add our Wellness Benefits package.

Deluxe Plan

Our most comprehensive policy, covering emergencies, illness and accidents as well as dental. There’s also the option to add our Wellness Benefits package.

Your 
EXCLUSIVE
 Offer!

New customers enjoy the following discounts with PD Insurance

PD Insurance

15% OFF

Get 15% off your first year’s car insurance premium^

OR
PD Insurance

1 MONTH FREE*

Buy pet insurance online and get one month free*

About-pd-module
Play Video

Who is PD Insurance?

PD Insurance is a well-established local insurance company that’s been offering competitive car insurance for many years.

Threading our mantras of Simplicity and Soft Landings through PD Insurance products and services has resonated with Australians. As has our Exclusive Driver Discount (if you’re the only driver of your car) and other car insurance discounts.

After quickly gaining an enthusiastic customer base, we recognised you also wanted simple, affordable pet insurance that doesn’t compromise on quality.

So, we moved into insurance for pets. It’s something we’re already successfully doing in New Zealand. Plus, many of our team members are passionate pet parents too! Fur babies are us…

At PD Insurance we know what we’re talking about. We understand what you, your cars and your pets need. And as a proud Newcastle (NSW) based insurance company, we’re resolute in offering high quality, low cost insurance tailored to each customer.

PD Insurance has your back in tough times – our local, in-house team will provide the soft landing you need. Do yourself a simple favour and get a quick online quote with us today.

Our Blog

Discounts apply for new car policies only. We reserve the right to change the offer without notice. Base rate premiums subject to change. It does not apply to any renewal offer of insurance.

One Month Free only relates to Pet Insurance.

These terms and conditions (‘Terms’) apply to the ‘Buy Online get first month free’ promotion (‘Promotion’).

In these Terms, ‘PD’ means PD Insurance Limited, Pacific International Insurance Pty Limited and all related group companies (also referred to as ‘we’, ‘us’ or ‘our’).

The Promotion will commence at 12am 15th March 2021 and is available for a limited time only (‘Promotion Period’).

Eligibility

To be eligible for the Promotion, you must:

  • be a new PD Pet Insurance Customer; and
  • complete and purchase a new PD Pet Insurance policy application exclusively Online through our website during the Promotion Period.

Eligible Customer

We reserve the right to determine whether any participant is an Eligible Customer in accordance with these criteria, including where any participant has, in our view, acted fraudulently or not complied with these Terms.

Each Eligible Customer is only entitled to one Free Month during the Promotion Period.

Promotion Details

Policy cover is subject to our standard underwriting conditions and policy conditions which will apply to any insurance claim.

In accordance with these Terms, Eligible Customers will receive one calendar month of free insurance premiums the Free Month.  The Free Month will commence on the Eligible Customer’s policy commencement date (as recorded in the relevant application) and will expire on the date one calendar month after that date the Free Month Expiry Date.

The Promotion is not available in conjunction with any other promotion, offer or pricing plans.

The Free Month is subject to the relevant PD Insurance Terms and Conditions for the qualifying policy and to our PDS , ‘Product Disclosure Statement’.

Subject to all relevant policy limitations in the event of a claim, Eligible Customers will receive the qualifying benefits under their chosen qualifying policy during the Free Month.

This Promotion is governed by the laws of Australia and any disputes will be subject to the exclusive jurisdiction of the courts of Australia.

Premium payment

No premium payment is due at the time of completing and purchasing an Online policy.

  • Eligible Customers’ standard premium payment(s) will become due the 1st of the month following commencement (where a policy commences on the 1st of the month); or
  • the 1st of the month two months after commencement (where a policy commences on any day after the 1st of the month – i.e. during the month);
  • Premium payments are paid in advance for the following month.
  • The ‘waiting’ period will run from the date cover commences i.e. during the Free Month.
  • The 14-day cooling off period will run from the Free Month Expiry Date.
  • You may cancel your policy/ies at any time (including during the Free Month) without penalty.
  • Cancellations will be handled in accordance with the relevant qualifying policy terms.
  • This Promotion is non-transferable and not redeemable for cash.
  • No Excess payment is payable if there is a claim in the Free Month for new customers.

General

We reserve the right to vary or amend these Terms by publishing updated terms and conditions on our website.  Applications being processed at the time of any amendment will not be affected by any change to these terms and conditions.

Exclusions and limitations

The Promotion is not available to:

  • holders of any existing Pet Insurance policy underwritten by PD Insurance.
  • customers who have had contact with our call centre or other sales support in respect of the pet or policy they seek to apply for.
  • customers who have held an existing PD Insurance policy that has been cancelled by the customer or us within the three (3) months before or during the Promotion Period.

Date 18 March 2021

The persons and vehicles shown in photographs on this website are stock photography. They are not insured customers or necessarily depict insurable scenarios.

How would you, like to proceed?

How would you, like to proceed?