Third Party Fire and Theft Insurance

Third Party Fire and Theft covers you against damage you cause with your car to other people’s vehicles or property, and protects you against theft or fire damage to your car. This is a great option for drivers with older cars who don’t need comprehensive car insurance cover.

 

Read more about our fire & theft benefits below

Fire & Theft

 
  • Loss or damage caused by fire or theft.
 

Property Liability Damage

 
  • Cover for your legal liability for damage or loss resulting from damaging someone else’s vehicle or property up to a maximum of $20 million.
 

Additional Benefits

 
  • We will pay for loss or damage to your car (maximum $5000) as a result of a collision with another vehicle where the owner or driver of that other vehicle is not insured for your damage.
  • A hire car if your car is stolen.
  • When your car is damaged in an incident that we cover and cannot be safely driven, we pay the reasonable cost of:
    • towing your car to the nearest repairer or place of safety
    • storing your car from when you report the claim to us until we settle the claim
 

Optional Extras

 
  • Hire car after an Incident – we provide a rental car for up to 14 days while your car is being repaired or replace as a result of an incident we cover.
  • Roadside Assistance – if your car breaks down, gets a flat battery or flat tyre, you’re locked out of your car or lose your car keys, run out of fuel, or need to be towed, we have a 24/7 service to help you.

Roadside Assistance

If you have a PD Insurance policy you can now become a Roadside Assistance member for only $89/year. This way you don’t have to risk the stress and expense of getting stuck due to breakdown, punctured tyres, flat batteries and more.

Our Blog

 
Car driver asks how dangerous is windscreen damage

How Dangerous is Windscreen Damage?

  Let’s talk windscreens… They’re right in front of us when we’re on the road but we rarely think about them unless we can’t see through them properly. How dangerous is windscreen damage, really?   Hands up if you’ve spent days, months or even years

Read More »
What to do if you hit an animal

What to Do If You Hit an Animal While Driving

  With our long stretches of roads and massive land mass, Australia could’ve been created just for driving. There are about 19.5 million cars on our continent – and growing. You don’t have to be a rocket scientist to understand the impact this might have

Read More »