Third Party Property Damage

Third Party Property Damage Insurance for your car is our cheapest protection, covering third parties you collide with.

Our award-winning insurance
will help safeguard your savings with a soft landing!
An image of a car with a shattered windshield covered by third party property insurance.

Third Party Property Damage Insurance

Lives Here

Third party property damage car insurance is our simplest type of cover. It’s designed for drivers who want to get riiiight back to basics.

As our most inexpensive policy, this will safeguard you for accidental damage you cause to other people’s vehicles or property.

It’s simple yet effective, like our third party property damage insurance quote process. 

Your Third Party Property Damage Insurance



Legal Liability

Legal liability (up to $20 million) for damage to someone else’s car or property.


third party insurance quote

Roadside Assist

Get 24/7 roadside assistance from $89/year# with your 3rd party car insurance.

third party insurance quote

Excess Buster

Our most popular add-on. In the event you need to pay a basic excess, we pay it for you instead (once per year).

This above is a summary only. Please consult the Product Disclosure Statement for further details.

Do you know we also do Pet Insurance?

Get 1 month* FREE when you buy online, so why not get a quote today!

PD Insurance


Since PD Insurance is an online-focused business, the creation of an online account is part of your policy purchase process. As you buy a policy from PD, we’ll get you set up with an online member account by simply asking you to establish a policy email and password, each used to login to your account. If you ever forget them, don’t worry – it’s really easy to have them reset by visiting the login page and following prompts. All your adjustments will be done from this online account, and that means collectively we keep costs and your premiums lower.

PD Insurance accepts Visa® and Mastercard® credit or debit card only. This allows us to confirm your payment on the spot, plus it helps reduce our administration costs so we can pass the savings on to you in the form of lower premiums and no fees.

Yes, if you have a comprehensive car insurance policy, and you are involved in an accident or incident and require a tow, we will pay the reasonable cost of towing your vehicle to the nearest repairer or place of safety if it’s damaged and cannot be safely driven.

  • You may call our claims department directly on 1800 776 473 for immediate assistance.
  • You can also lodge your claim online at

For more information about our Claims Process, please refer to our Product Disclosure Statement.

We always offer each member the best possible PD Insurance premium based on their individual needs and circumstances.

Read our blog

#Roadside Assistance Terms and Conditions apply. Please see here for details.

* Free Insurance only relates to Pet Insurance. The full terms and conditions of this offer can be found here.

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How would you, like to proceed?