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Third Party Property Damage
Our cheapest car insurance, for protecting third parties.
PD Insurance is a proud finalist of the 2021 Finder Awards for Car Insurance!
We’re committed to providing you with affordable cover that suits your needs.
Get 15% off^ your first year’s premium!
Third Party Property Damage car insurance is our simplest type of car insurance. It's designed for drivers who want the most basic of affordable cover.
As our most inexpensive policy, Third Party Property Damage gives you a soft landing via cover for accidental damage you cause with your car to other people’s vehicles or property.
It's simple, like our third party insurance quote process. And like our discounts, including the Exclusive Driver Discount.
Protecting your car doesn’t need to be expensive.
With Third Party Property car insurance, PD Insurance offers several discounts alongside a number of benefits.
Exclusive Driver Discount
If you’re the only driver of your car, you’ll qualify for our Exclusive Driver Discount.
If you’ve had no claims in the last five years, you will qualify for our Claims Free Discount.
Annual Payment Discount
If you pay your entire premium upfront, you’ll qualify for our Annual Payment Discount.
Early Shopper Discount
An Early Shopper Discount could be yours if you get a quote before your existing policy expires.
Your Included Benefits
Loss or damage to other people’s cars or property caused by a covered event.
Legal liability (up to $20 million) for damage to someone else’s car or property.
Your Optional Benefits
24/7 Roadside Assistance from $89/year#.
Our most popular add-on. In the event you need to pay a basic excess, we pay it for you instead (once per year).
Do you know we also do Pet Insurance?
You can get up to 3 months FREE when you buy online, so why not get a quote today!*