Insurance. Simplified

Our pet insurance and car insurance plans are simple yet value-rich, to give you a super soft landing.

PD Insurance Finder Awards 2021

PD Insurance is a proud finalist of the 2021 Finder Awards for Car Insurance!

We’re committed to providing you with affordable cover that suits your needs.

Why Choose PD Insurance?

Get a quick PD Insurance quote online today.

Compare Pet Insurance

Look no further than PD Insurance if you want an Australian insurance company that sees you as an individual. Need affordable, quality pet insurance tail-ored to your fur baby? Car insurance that’s low in cost yet high in value? Paws here!

Our 3 pet insurance plans and 3 car insurance plans will safeguard your (clawed or wheeled) loved ones. Without the jargon or hefty fees, and with the attentive local service you deserve.

At PD Insurance we pride ourselves on really caring and really delivering on our promise of Simplicity and Soft Landings. We'll have your back during challenging times.

Accident Plan

Our most affordable and simplest pet insurance policy. This plan covers the basics, which includes accidents and third party liability benefits.

Classic Plan

The most popular PD Insurance pet policy, this covers accidents, illnesses and third party liability plus has the option to add our Wellness Benefits package.

Deluxe Plan

Our most comprehensive policy, this covers accidents, illnesses and third party liability as well as dental. There’s also the option to add our Wellness Benefits package.

Compare Car Insurance

Third Party
Property Damage

This is our most affordable car insurance policy, providing cover for damage to other people’s property and cars.

Comprehensive Car Insurance

Our most popular car insurance, this has many benefits, including cover for accident, weather and theft for your car and damage to others’ property/cars. Optional add-ons too!

Third Party Fire
and Theft

A great value policy, this covers theft and fire damage to your car plus damage to other people’s cars and property.


New members enjoy the following discounts with PD Insurance

PD Insurance


Buy pet insurance online and get one month free*

PD Insurance

15% OFF

Get 15% off your first year’s car insurance premium^


Who is PD Insurance?

PD Insurance is a well-established local company that’s delivered competitive car insurance for many years.

Threading the mantras of Simplicity and Soft Landings through our products and services (and discounts like our Exclusive Driver Discount) has resonated strongly with Australians.

Over those years, we recognised you were also looking for simple, affordable pet insurance that doesn’t compromise on quality.

So, in 2021 PD Insurance Australia moved into insurance for pets – just like we did successfully with PD Insurance New Zealand the year before. Many of our car-loving team members are passionate pet parents too so it was an easy expansion!

At PD Insurance we know what we’re talking about. We understand what you, your cars and your pets need. And as a proud Newcastle (NSW) based insurance company, we’re resolute in offering high quality, low cost insurance tailored to each member.

PD Insurance has your back in tough times – our local, in-house team will provide the soft landing you need. Do yourself a simple favour and get a quick online quote with us today.

PD Insurance Australia GIF

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Discounts apply for new car policies only. We reserve the right to change the offer without notice. Base rate premiums subject to change. It does not apply to any renewal offer of insurance.

One Month Free only relates to Pet Insurance.

These terms and conditions (‘Terms’) apply to the ‘Buy Online get first month free’ promotion (‘Promotion’).

In these Terms, ‘PD’ means PD Insurance Limited, Pacific International Insurance Pty Limited and all related group companies (also referred to as ‘we’, ‘us’ or ‘our’).

The Promotion will commence at 12am 15th March 2021 and is available for a limited time only (‘Promotion Period’).


To be eligible for the Promotion, you must:

  • be a new PD Pet Insurance Member; and
  • complete and purchase a new PD Pet Insurance policy application exclusively Online through our website during the Promotion Period.

Eligible Member

We reserve the right to determine whether any participant is an Eligible Member in accordance with these criteria, including where any participant has, in our view, acted fraudulently or not complied with these Terms.

Each Eligible Member is only entitled to one Free Month during the Promotion Period.

Promotion Details

Policy cover is subject to our standard underwriting conditions and policy conditions which will apply to any insurance claim.

In accordance with these Terms, Eligible Members will receive one calendar month of free insurance premiums the Free Month.  The Free Month will commence on the Eligible Member’s policy commencement date (as recorded in the relevant application) and will expire on the date one calendar month after that date the Free Month Expiry Date.

The Promotion is not available in conjunction with any other promotion, offer or pricing plans.

The Free Month is subject to the relevant PD Insurance Terms and Conditions for the qualifying policy and to our PDS , ‘Product Disclosure Statement’.

Subject to all relevant policy limitations in the event of a claim, Eligible Members will receive the qualifying benefits under their chosen qualifying policy during the Free Month.

This Promotion is governed by the laws of Australia and any disputes will be subject to the exclusive jurisdiction of the courts of Australia.

Premium payment

No premium payment is due at the time of completing and purchasing an Online policy.

  • Eligible Members’ standard premium payment(s) will become due the 1st of the month following commencement (where a policy commences on the 1st of the month); or
  • the 1st of the month two months after commencement (where a policy commences on any day after the 1st of the month – i.e. during the month);
  • Premium payments are paid in advance for the following month.
  • The ‘waiting’ period will run from the date cover commences i.e. during the Free Month.
  • The 14-day cooling off period will run from the Free Month Expiry Date.
  • You may cancel your policy/ies at any time (including during the Free Month) without penalty.
  • Cancellations will be handled in accordance with the relevant qualifying policy terms.
  • This Promotion is non-transferable and not redeemable for cash.
  • No Excess payment is payable if there is a claim in the Free Month for new members.


We reserve the right to vary or amend these Terms by publishing updated terms and conditions on our website.  Applications being processed at the time of any amendment will not be affected by any change to these terms and conditions.

Exclusions and limitations

The Promotion is not available to:

  • holders of any existing Pet Insurance policy underwritten by PD Insurance.
  • members who have had contact with our call centre or other sales support in respect of the pet or policy they seek to apply for.
  • members who have held an existing PD Insurance policy that has been cancelled by the member or us within the three (3) months before or during the Promotion Period.

Date 18 March 2021

The persons and vehicles shown in photographs on this website are stock photography. They are not insured members or necessarily depict insurable scenarios.

How would you, like to proceed?

How would you, like to proceed?