Brachycephalic Breeds: Health Conditions in Flat Faced Dogs
Do you have a brachycephalic breed dog? If you’re not sure what this means, we’ll go over it in a
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Our dog insurance protects you against damage your dog causes to other people or their property. Enjoy total peace of mind.
Defined Benefit Limit
Most Affordable
Main Benefits | |
---|---|
Accident Cover | |
Illness Cover | |
Hereditary Conditions Cover | |
Third Party Liability | |
Prescribed Medication | |
Radiology | |
Pathology | |
Operating Theatre Costs | |
Hospitalisation | |
Tick Paralysis | |
Non-Elective Euthanasia | |
Other Costs – Vet Visits &
Medically Required Non-Elective
Procedures | |
Abscesses | |
Gingivitis | |
Tooth removal where it’s medically required | |
Cavities | |
Tooth fracture | |
Dental disease as a result of infection | |
Retained deciduous teeth |
Defined Benefit Limit
Most Value
Main Benefits | |
---|---|
Accident Cover | |
Illness Cover* | |
Hereditary Conditions Cover | |
Third Party Liability | |
Prescribed Medication | |
Radiology | |
Pathology | |
Operating Theatre Costs | |
Hospitalisation | |
Tick Paralysis | |
Non-Elective Euthanasia | |
Other Costs – Vet Visits &
Medically Required Non-Elective Procedures | |
Abscesses | |
Gingivitis | |
Tooth removal where it’s medically required | |
Cavities | |
Tooth fracture | |
Dental disease as a result of infection | |
Retained deciduous teeth |
Defined Benefit Limit
Most Comprehensive
Main Benefits | |
---|---|
Accident Cover | |
Illness Cover* | |
Hereditary Conditions Cover | |
Third Party Liability | |
Prescribed Medication | |
Radiology | |
Pathology | |
Operating Theatre Costs | |
Hospitalisation | |
Tick Paralysis | |
Non-Elective Euthanasia | |
Other Costs – Vet Visits &
Medically Required Non-Elective
Procedures | |
Abscesses | |
Gingivitis | |
Tooth removal where it’s medically required | |
Cavities | |
Tooth fracture | |
Dental disease as a result of infection | |
Retained deciduous teeth | |
This refers to the total amount we’ll pay in a year towards your dog's claimable expenses. For example, if you take out our Deluxe Plan you can claim expenses up to a value of $15,000 for each year you hold the policy. The higher your defined policy limit, the higher your premium may be.
An insurance cover limit is the maximum we’ll pay toward a covered claim. Generally speaking, the higher your cover limit, the higher your premium. We offer three dog insurance plans and each plan offers different cover limits. You’ll find your policy’s cover limits outlined in your Certificate of Insurance.
This refers to the amount of money you need to pay when you make a claim with your pet insurance for dogs. With PD Insurance, you can choose your excess value at $50, $100 or $150. For example, if you have chosen $150 excess and have a $1,000 claim your excess will be $150 and we’ll take care of the remaining $850.
This refers to the amount we pay towards your dog insurance claim. With our pet insurance for dogs, we're committed to reimbursing as soon as possible. In the example used above, your reimbursement is $800.
These can vary widely between dog insurance providers. A waiting period is the amount of time that must pass before your cover for a certain benefit will begin, starting from the policy start date. Depending on which PD Insurance dog cover plan you choose, some benefits may have a waiting period.
Like other insurance companies, we exclude pre-existing conditions. This refers to conditions that occurred before you started your policy with us (or during the waiting periods).
~T&Cs apply and reimbursement subject to submission of a valid claim
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Paying month-to-month is the ultimate in payment flexibility, which is why PD Insurance offers members this option. We don’t think you should be tied to a yearly contract if your budget or other circumstances don’t allow for it.
Month-to-month pet insurance works just like a monthly subscription (similar to a video streaming subscription) with no lock-in contracts. This means that you can pay for your pet insurance each month instead of paying an annual premium over 12 months. Month-to-month cover renews each month when you pay your premium. And you can cancel at any time without penalties.
You receive all the same privileges as you would if you paid annually. Just remember, the applicable waiting periods still apply if you choose to pay month-to-month.
The cost of vet bills can easily be thousands of dollars, and can run into tens of thousands. Seriously.
What’s more is that it’s not unusual for some pets to need to go to the vet several times a year.
Our pet insurance plans cover the cost of veterinary expenses incurred as a result of accidental injury and illness.
Let us take the worry out of your hands. Compare the PD Insurance pet cover plans today (dog insurance or cat insurance).
Yes – after all, accidents happen. Especially when you have an unpredictable animal on your hands!
Rest assured each of the PD Insurance pet cover plans includes accident cover. This means our pet insurance covers the cost of treating your beloved pet for injuries sustained in an accident. This includes things like choking, being hit by a car and other unforeseeable incidents.
PD Insurance Classic and Deluxe pet insurance plans cover veterinary expenses incurred as a result of illness, including illnesses arising from hereditary conditions, after the required waiting period has passed. Our Accident Plan does not.
An illness means an unexpected sickness or disease, or any change to your pet’s normal healthy state. This could be an upset stomach, a skin condition or an ear infection, or another sickness/disease that is not caused by an accidental injury.
Read more about our coverage in the PD Insurance product disclosure statement here.
PD Insurance covers hereditary conditions under our Classic and Deluxe pet insurance plans, as long as the condition was not present prior to commencing your cover or during any applicable waiting period(s).
Compare our PD Insurance pet cover plans today (dog insurance or cat insurance).
Third party liability refers to the financial loss you may suffer if your pet causes damage to other people or their property. After all, pets can be unpredictable.
With PD Insurance, you can rest assured that you’re covered by your pet insurance as long as:
-The injury was not suffered by a family member residing with you
-The property is not owned by you or anyone residing with you (or in a trust held by you or someone residing with you)
-The damage or injury occurs in Australia
Please read the PDS for limits, terms and conditions.
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^Source of all statistical data: Animal Medicine Australia Pets in Australia Survey.