Pet Insurance

Simple, low cost, easy claim pet insurance your fur kid will tell their friends about. And no lock-in contracts!

Buy online and get up to
 3 months free*
Pet insurance Australia


Would You Like to Insure?

Buy online & get 3 months FREE*

Kitten & Puppy Insurance

Kittens & Puppies

Give pets the best start with quality cover for puppies and kittens under 1 year old.

PD Insurance

Buy online & get 1 month FREE*

PD Insurance

Cats & Dogs

Keep your pets healthy with affordable cover for cats and dogs over 1 year old.

Want to switch from another insurer?

Is your fur baby already insured elsewhere? Want to make the (very wise!) switch to PD Pet Insurance? We’ve got you. We’ll pay up to $150 per pet towards any switching fees your current insurer charges. We’ll even waive any waiting periods if your pet has been insured for 12 months or more. Nothing to lose, plenty to gain…

pet insurance quotes online
pet insurance quotes online

Pet Insurance in Australia

Protection You'll Want...

Meow there! Wondering why value-rich, award-winning pet insurance in Australia is synonymous with PD Insurance?

We know being a pet parent is one of life’s greatest delights but with the heartstring tugs come concerns about affording medical treatment. That’s why pet insurance is crucial for responsible pet owners when illness or injury strikes. And it doesn’t have to be complicated or expensive.

Our 3 simple pet health cover plans have the low cost, quality protection your furry family deserves. You can go to any vet and upgrade or downgrade your plan with no lock-in contract. Plus, we give discounts for signing up online, paying annually and insuring more than one pet. No wonder we won the 2022 Canstar Award for ‘Outstanding Value – Pet Insurance’!

At PD, pet insurance is our speciality so our claims service is ultra fast – we’ll reimburse you within two business days.

Sign up here for fast and fair pet insurance from Australia.

3 Months FREE


for Puppies and Kittens

If your pet is between 6 weeks and 1 year old, you automatically get your first 3 months free*.

PD Insurance


PD Pet Insurance Plans

PD Insurance

Accident Plan

  • Our most affordable and simplest pet insurance policy. This plan covers the basics, which includes accidents and third party liability benefits.
Lowest Cost
PD Insurance
PD Insurance

Classic Plan

  • The most popular PD Insurance policy, this covers everything in the Accident plan plus treatment for illnesses and has a higher annual benefit limit.
PD Insurance
PD Insurance

Deluxe Plan

  • Our most comprehensive plan, this covers everything in the Classic plan as well as dental. Plus, it has a much higher annual benefit limit.
Most Cover

Our Fast and Fair

Claims Process

pet insurance quotes online

Get Treatment

When your furry friend needs veterinary care, go to your trusted vet and ensure your pet receives treatment.

PD Insurance

Lightning Fast Claims

Activate your pet insurance claim online, providing a few simple details and the vet invoice.

Get Reimbursed, Fast!

We normally pay you within 2 business days of receiving all necessary paperwork, thanks to our dedicated in-house team~.


Would You Claim?

Wondering if you’d ever use your pet insurance in Australia? You’d be surprised. 
Here are the 3 most common incidents dog and cat parents claim for with us, each showing an example of one member’s total vet costs.
Please remember, claims are always subject to limits.

Pet insurance Australia


Infections can come out of nowhere and affect Fido or Felix fast… Eyes, ears, bladder, nail bed and more, we’ll cover your fur kid from paw to posterior.

Pet insurance Australia


You’d be surprised how many pets need vet attention for itchy, twitchy and painful allergic reactions. Testing and treatment can be costly but we cover it.

Pet insurance Australia


Pets are curious, playful and can think they’re invincible. That’s why injuries are big-hitting claims that happen more often than most pet parents expect.

Policy terms, conditions, limits, exclusions and excesses may apply and vary between plans. The above representations are for illustrative purposes only and have been prepared without taking into account your objectives, financial situation or needs. Vet costs will always vary between individual circumstances.

Super Fast


Vet visits can be stressful, but our Canstar Award winning pet insurance can help relieve that. With our dog insurance and cat insurance you can:

Pet insurance Australia
Pet insurance Australia

Milo was treated for an accident that hurt his leg, and his owner, Dave, was saved from a $4,725 vet bill.

Milo’s vet bill

Vet Bill
$125 paid
Dave paid

Simple Pet Cover.

Built for Pet Parents.

PD Insurance


3 quality pet insurance plans to compare and choose from. 

PD Insurance


Claims resolved quickly by our in-house team, who aim to settle ASAP.

PD Insurance


Simple policies, simple quoting and simple claims. Easy.


Members Deserve Protection

Sky & Rowdy:
My puppy Rowdy was about 10 weeks old when he got into my bathroom bin and ate everything. I called the vet and they told me to bring him in straight away. Sadly, there was nothing they could do so they told me to contact the local animal hospital. I took him straight there and for over 5 hours they made him vomit to try and bring up the stuff in his belly. They ended up getting most of the contents out (and a little more!). Turns out he had also eaten a caterpillar, a bobby pin and my loofa. The whole ordeal cost around $2,000 and because we didn’t have pet insurance we had to dip into our savings. We really regret not getting insurance sooner - it was foolish to think we wouldn't need it.
Nathan & Perry:
Our Bull Arab, Perry, managed to get his leather collar off and chewed it up, swallowing a 10cm length of it that blocked his stomach. We noticed he wasn't eating properly and seemed to be in pain so we took him to our local vet. X-rays were taken, and the collar was discovered as it had studs in it. It was too big to pass naturally so Perry had to have surgery, which was done the next day. If it hadn't been for our pet insurance it would have cost us $4,500! Luckily it only cost us a nominal excess and we had our boy back to his normal boisterous self in no time.
Angie & Pickle:
One day I collected Pickle from doggy day-care and noticed he was licking his very swollen and red paw. It was clear we needed to head to the local vet before they closed so he could receive the best possible care - and because we were insured, there was no stress about the costs. Thankfully we quickly made it to the vet, who identified his bee sting, treated him promptly and ensured I knew what to expect for Pickle’s at-home care for the next few days.


At some point in your cat’s or dog’s life they are going to need veterinary treatment. And as most pet owners know, vet bills can be very expensive, in some cases costing thousands of dollars. A PD Insurance pet cover plan can help you have peace of mind in affording appropriate care for your pets when they need it most.

Via our third party liability cover we can also protect against damage caused by your pet/s to other people’s property or person.

Compare our PD Insurance pet cover plans today (dog insurance or cat insurance).

Our pet insurance plans cover the reasonable cost of veterinary expenses incurred as a result of accidental injury and/or illness.  They also protect against damage caused by your pet/s to other people’s property or person.

Check our Dog Insurance Plans and Cat Insurance Plans pages for a list of what’s covered and what’s not. Or, see our PDS for full cover details.

Yes – after all, accidents happen. Especially when you have an unpredictable animal on your hands!

Rest assured each of the PD Insurance pet cover plans includes accident cover. This means our pet insurance covers the cost of treating your beloved pet for injuries sustained in an accident (up to your annual limit). This includes things like choking, being hit by a car and other unforeseeable incidents.

Read more about our coverage in the PD Insurance product disclosure statement here.

An illness means an unexpected sickness or disease, or any change to your pet’s normal healthy state. This could be an upset stomach, a skin condition or an ear infection, or another sickness/disease that’s not caused by an accidental injury.

Car Insurance

Do you need Car Insurance as well?

Protect your car with simple, affordable car insurance you can rely on – from PD Insurance.

Plus, with a multi-item policy you’ll save even more!

Read our blog

*The full terms and conditions of this offer can be found here.

#Enjoy a 5% multiple pet discount when two or more pets are insured with PD Insurance. Multiple Pet discount may be referred to as ‘multi-pet discount’ in some member documentation.

How would you, like to proceed?

How would you, like to proceed?