Simple, low cost pet insurance your fur kid will tell their friends about.

Buy your policy online and get the

Pet Insurance Quotes Online

Why get pet insurance quotes online with PD Insurance?

Pet insurance is simple with us. When your pet is sick or injured, we give you a soft landing by helping pay the vet bill! And, unlike some other insurance providers, we also offer pet insurance for pet care costs when they’re well. Our Wellness Benefits package covers things like vaccinations, de-sexing, microchipping, boarding fees and more.

PD Insurance understands being a pet parent is one of life's greatest delights. Like all great things, it tugs at the heartstrings in bringing as many concerns as it does joys. Especially when it comes to your pet's health.

That's why insurance is crucial for responsible pet owners. And it doesn't have to be complicated or expensive. Our 3 simple pet insurance policies offer you the low cost protection your furry family member deserves.

Get pet insurance quotes online here in only a couple of minutes.

Emergency Plan

Our most affordable pet cover plan. This policy covers the basics by offering emergency and third party liability benefits.

Classic Plan

This popular pet cover plan offers the greatest value, covering emergencies, illness, accidents and the option to add our Wellness Benefits package.

Deluxe Plan

Our most comprehensive plan, covering emergencies, illness and accidents as well as dental. There’s also the option to add our Wellness Benefits package.

Pet Insurance Claim Process

Get Treatment
When your furry friend needs veterinary care, go to your trusted vet and ensure your pet receives treatment.

Submit a Claim
Activate your pet insurance claim online, provide a few simple details and the vet invoice.

Get Reimbursed, Fast!
We normally pay you within 2 business days of receiving all necessary paperwork, thanks to our dedicated in-house team~.

~T&Cs apply and reimbursement subject to submission of a valid claim

Did You Know?^

As massive animal lovers, the PD Insurance team understands your pets are family. Hence the term 'fur babies'!

Getting the best medical care for them should never have to be a decision. Which we're guessing is why you're researching pet insurance quotes online with us, as a responsible pet parent.

It's why we think pet insurance is a no-brainer – it means you can get quality care for your pets without hesitation.
Despite how careful we are, or whether a pet is ‘indoor only’, accidents happen and pets get sick. Did you know:

$ 0
Average Cost Of Vet Bills
For Australian Cats
$ 0
Average Cost Of Vet Bills
For Australian Dogs
$ 0 bn
What Australian Pet Owners Spend At The Vet Annually

Simple Pet Cover with a Soft Landing.
Built for Pet Parents.


3 quality pet insurance and car insurance plans to compare and choose from. 


Claims resolved quickly by our in-house team, who aim to settle ASAP.


Simple policies, simple quoting and simple claims. Easy.

Family Members Deserve Protection

Sky & Rowdy:
My puppy Rowdy was about 10 weeks old when he got into my bathroom bin and ate everything. I called the vet and they told me to bring him in straight away. Sadly, there was nothing they could do so they told me to contact the local animal hospital. I took him straight there and for over 5 hours they made him vomit to try and bring up the stuff in his belly. They ended up getting most of the contents out (and a little more!). Turns out he had also eaten a caterpillar, a bobby pin and my loofa. The whole ordeal cost around $2,000 and because we didn’t have pet insurance we had to dip into our savings. We really regret not getting insurance sooner - it was foolish to think we wouldn't need it.
Nathan & Perry:
Our Bull Arab, Perry, managed to get his leather collar off and chewed it up, swallowing a 10cm length of it that blocked his stomach. We noticed he wasn't eating properly and seemed to be in pain so we took him to our local vet. X-rays were taken, and the collar was discovered as it had studs in it. It was too big to pass naturally so Perry had to have surgery, which was done the next day. If it hadn't been for our pet insurance it would have cost us $4,500! Luckily it only cost us a nominal excess and we had our boy back to his normal boisterous self in no time.
Angie & Pickle:
One day I collected Pickle from doggy day-care and noticed he was licking his very swollen and red paw. It was clear we needed to head to the local vet before they closed so he could receive the best possible care - and because we were insured, there was no stress about the costs. Thankfully we quickly made it to the vet, who identified his bee sting, treated him promptly and ensured I knew what to expect for Pickle’s at-home care for the next few days.

Frequently Asked Questions

How is paying month-to-month different to paying annually?

Paying month-to-month is the ultimate in payment flexibility, which is why PD Insurance offers customers this option. We don’t think you should be tied to a yearly contract if your budget or other circumstances don’t allow for it.

Month-to-month pet insurance works just like a monthly subscription (similar to a video streaming subscription) with no lock-in contracts. This means that you can pay for your pet insurance each month instead of paying an annual premium over 12 months. Month-to-month cover renews each month when you pay your premium. And you can cancel at any time without penalties. 

You receive all the same privileges as you would if you paid annually. Just remember, the applicable stand down periods still apply if you choose to pay month-to-month.

Does pet insurance cover vet costs?

The cost of vet bills can easily be thousands of dollars, and can run into tens of thousands. Seriously.

What’s more is that it’s not unusual for some pets to need to go to the vet several times a year.

Our pet insurance plans cover the cost of veterinary expenses incurred as a result of accidental injury and illness. Our optional Wellness Benefits package also covers de-sexing, microchipping, boarding fees and much more.

Let us take the worry out of your hands. Compare the PD Insurance pet cover plans today (dog insurance or cat insurance).

Does pet insurance cover accidents?

Yes – after all, accidents happen. Especially when you have an unpredictable animal on your hands!

Rest assured each of the PD Insurance pet cover plans includes accident cover. This means our pet insurance covers the cost of treating your beloved pet for injuries sustained in an accident. This includes things like choking, being hit by a car and other unforeseeable incidents. 

Does pet insurance cover hereditary pet issues?

PD Insurance covers hereditary conditions under our Classic and Deluxe pet insurance plans, as long as the condition was not present prior to commencing your cover or during any applicable stand down period(s).

Compare our PD Insurance pet cover plans today (dog insurance or cat insurance).

What is covered under third party liability?

Third party liability refers to the financial loss you may suffer if your pet causes damage to other people or their property. After all, pets can be unpredictable.

With PD Insurance, you can rest assured that you’re covered by your pet insurance as long as:

-The injury was not suffered by a family member residing with you

-The property is not owned by you or anyone residing with you (or in a trust held by you or someone residing with you)

-The damage or injury occurs in Australia

Please read the PDS for limits, terms and conditions.

Car Insurance

Do you need Car Insurance as well?

Protect your car with simple, affordable car insurance you can rely on – from PD Insurance.

car insurance quotes online

Our Blog

One Month Free only relates to Pet Insurance.

These terms and conditions (‘Terms’) apply to the ‘Buy Online get first month free’ promotion (‘Promotion’).

In these Terms, ‘PD’ means PD Insurance Limited, Pacific International Insurance Pty Limited and all related group companies (also referred to as ‘we’, ‘us’ or ‘our’).

The Promotion will commence at 12am 15th March 2021 and is available for a limited time only (‘Promotion Period’).


To be eligible for the Promotion, you must:

  • be a new PD Pet Insurance Customer; and
  • complete and purchase a new PD Pet Insurance policy application exclusively Onlinethrough our website during the Promotion Period.

Eligible Customer

We reserve the right to determine whether any participant is an Eligible Customer in accordance with these criteria, including where any participant has, in our view, acted fraudulently or not complied with these Terms.

Each Eligible Customer is only entitled to one Free Month during the Promotion Period.

Promotion Details

Policy cover is subject to our standard underwriting conditions and policy conditions which will apply to any insurance claim.

In accordance with these Terms, Eligible Customers will receive one calendar month of free insurance premiums the Free Month.  The Free Month will commence on the Eligible Customer’s policy commencement date (as recorded in the relevant application) and will expire on the date one calendar month after that date the Free Month Expiry Date.

The Promotion is not available in conjunction with any other promotion, offer or pricing plans.

The Free Month is subject to the relevant PD Insurance Terms and Conditions for the qualifying policy and to our PDS , ‘Product Disclosure Statement’.

Subject to all relevant policy limitations in the event of a claim, Eligible Customers will receive the qualifying benefits under their chosen qualifying policy during the Free Month.

This Promotion is governed by the laws of Australia and any disputes will be subject to the exclusive jurisdiction of the courts of Australia.

Premium payment

No premium payment is due at the time of completing and purchasing an Online policy.

  • Eligible Customers’ standard premium payment(s) will become due the 1st of the month following commencement (where a policy commences on the 1st of the month); or
  • the 1st of the month two months after commencement (where a policy commences on any day after the 1st of the month – i.e. during the month);
  • Premium payments are paid in advance for the following month.
  • The ‘stand-down’ period will run from the date cover commences i.e. during the Free Month.
  • The 14-day cooling off period will run from the Free MonthExpiry Date.
  • You may cancel your policy/ies at any time (including during the Free Month) without penalty.
  • Cancellations will be handled in accordance with the relevant qualifying policy terms.
  • This Promotionis non-transferable and not redeemable for cash.
  • No Excess payment is payable if there is a claim in the Free Monthfor new customers.


We reserve the right to vary or amend these Terms by publishing updated terms and conditions on our website.  Applications being processed at the time of any amendment will not be affected by any change to these terms and conditions.

Exclusions and limitations

The Promotion is not available to:

  • holders of any existing Pet Insurance policy underwritten by PD Insurance.
  • customers who have had contact with our call centre or other sales support in respect of the pet or policy they seek to apply for.
  • customers who have held an existing PD Insurance policy that has been cancelled by the customer or us within the three (3) months before or during the Promotion Period.

Date 18 March 2021

^Source of all statistical data: Animal Medicine Australia Pets in Australia Survey

How would you, like to proceed?

How would you, like to proceed?