Brachycephalic Breeds: Health Conditions in Flat Faced Dogs
Do you have a brachycephalic breed dog? If you’re not sure what this means, we’ll go over it in a
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Got a kitten? Buy online and get 3 months FREE*
Got a cat? Buy online and get 1 month FREE*
Looking to compare pet insurance for cats across Australia, to find something simple yet effective?
Look no further - PD Insurance knows your cat is a treasured family member. The best cat insurance is what they deserve. The last thing you want to worry about is affording medical treatment in their hour of need.
Our pet insurance for cats helps protect your fur baby during and after accidents, injuries and illnesses.
For an affordable premium, we take the stress out of pet parenting by enabling you to make fast, care-based (not cost-based) health decisions.
3 Months
FREE Insurance
for Kittens
If your pet is between 6 weeks and 1 year old, you automatically get your first 3 months free.*
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Month-to-Month Payment
Get total flexibility with our month-to-month payment option. No lock-in contracts or cancellation fees. It works just like a subscription. Easy.
Multiple Pet Discount
Enjoy our 5% multiple pet discount when you add two or more pets to a policy. Get a discount on your base insurance premium!
Liability Cover
Our pet insurance for cats protects against damage your feline friend causes to other people or their property. Enjoy total peace of mind.
Compare Pet Insurance for Cats
$5,000
Defined Benefit Limit
Accident Plan
Most Affordable
Main Benefits | |
|---|---|
Accident Cover | |
Illness Cover | |
Hereditary Conditions Cover | |
Third Party Liability | |
Prescribed Medication | |
Radiology | |
Pathology | |
Operating Theatre Costs | |
Hospitalisation | |
Tick Paralysis | |
Non-Elective Euthanasia | |
Other Costs – Vet Visits &
Medically Required Non-Elective
Procedures | |
Abscesses | |
Gingivitis | |
Tooth removal where it’s medically required | |
Cavities | |
Tooth fracture | |
Dental disease as a result of infection | |
Retained deciduous teeth |
$10,000
Defined Benefit Limit
Classic Plan
Most Value
Main Benefits | |
|---|---|
Accident Cover | |
Illness Cover* | |
Hereditary Conditions Cover | |
Third Party Liability | |
Prescribed Medication | |
Radiology | |
Pathology | |
Operating Theatre Costs | |
Hospitalisation | |
Tick Paralysis | |
Non-Elective Euthanasia | |
Other Costs – Vet Visits &
Medically Required Non-Elective Procedures | |
Abscesses | |
Gingivitis | |
Tooth removal where it’s medically required | |
Cavities | |
Tooth fracture | |
Dental disease as a result of infection | |
Retained deciduous teeth |
$15,000
Defined Benefit Limit
Deluxe Plan
Most Comprehensive
Main Benefits | |
|---|---|
Accident Cover | |
Illness Cover* | |
Hereditary Conditions Cover | |
Third Party Liability | |
Prescribed Medication | |
Radiology | |
Pathology | |
Operating Theatre Costs | |
Hospitalisation | |
Tick Paralysis | |
Non-Elective Euthanasia | |
Other Costs – Vet Visits &
Medically Required Non-Elective
Procedures | |
Abscesses | |
Gingivitis | |
Tooth removal where it’s medically required | |
Cavities | |
Tooth fracture | |
Dental disease as a result of infection | |
Retained deciduous teeth | |
Things You Need To Know
Finding the best pet insurance for cats can be confusing - we get it.
Read these explanations to understand exactly what you get from your cat insurance policy with us.
Defined Benefit Limit
This refers to the total amount we’ll pay in a year towards your cat's claimable expenses. For example, if you take out our Deluxe Plan you can claim expenses up to a value of $15,000 for each year you hold the policy. The higher your defined policy limit, the higher your premium may be.
Cover Limit
An insurance cover limit is the maximum we’ll pay toward a covered claim. Generally speaking, the higher your cover limit, the higher your premium. We offer three cat insurance plans and each plan offers different cover limits. You’ll find your policy’s cover limits outlined in your Certificate of Insurance.
Excess
This refers to the amount of money you need to pay when you make a claim with your pet insurance for cats. With PD Insurance, you can choose your excess value at $50, $100 or $150. For example, if you have chosen $150 excess and have a $1,000 claim your excess will be $150 and we’ll take care of the remaining $850.
Reimbursement
This refers to the amount we pay towards your cat insurance claim. With our pet insurance for cats, we're committed to reimbursing as soon as possible. In the example used above, your reimbursement is $800.
Waiting Periods
These can vary widely between cat insurance providers. A waiting period is the amount of time that must pass before your cover for a certain benefit will begin, starting from the policy start date. Depending on which PD Insurance cat cover plan you choose, some benefits may have a waiting period.
Pre-Existing Conditions
Like other insurance companies, we exclude pre-existing conditions. This refers to conditions that occurred before you started your policy with us (or during the waiting periods).
Compare Pet Insurance for Cats: What's Covered
At PD Insurance, we do our best to keep our cat insurance policies jargon-free.
Here's what is and isn’t covered by our cat cover plans.
WHAT'S COVERED?
- Accidents
- Third party liability
- Veterinary treatment expenses
- Non-elective euthanasia
- Prescription medication
- Hospitalisation & operating theatre costs
- Radiology & pathology
- Vet visits & non-elective medical procedures
- Illness & injury (optional)
- Dental treatment (deluxe plan only)
- Tick paralysis
WHAT'S NOT COVERED?
- Regular vet visits
- Pre-existing/congenital conditions
- Costs relating to statutory quarantine
- Hereditary conditions for the first 90 days after the start of your cover
- Breeding, pregnancy or giving birth
- Behavioural problems
- Psychological conditions/disorders
- Special diets, pet foods, dietary or nutritional supplements
- Experimental or investigational treatments
- Elective/preventative procedures or cosmetic surgeries
Pet Insurance Claim Process
Get Treatment
When your furry friend needs veterinary care, go to your trusted vet and ensure your pet receives treatment.
Submit a Claim
Activate your cat insurance claim online and provide a few simple details, along with the vet invoice.
Get Reimbursed, Fast!
We normally pay you within 2 business days of receiving all necessary paperwork, thanks to our dedicated in-house team~.
~T&Cs apply and reimbursement subject to submission of a valid claim
Car Insurance
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Frequently Asked Questions
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