Accidental Damage

• Loss or damage cause by collision, impact and malicious damage.
• Loss or damage cause by theft or attempted theft.
• Loss or damage cause by fire, hail, storm, or flood.

Third Party Liability

• Cover for your legal liability for damage or loss resulting from damaging someone else’s vehicle or property up to a maximum of $20 million.

Additional Benefits

• A new vehicle (if yours is less than 12 months old) or agreed value for your car if it’s stolen or written-off.
• A hire car if your car is stolen.
• Emergency repair cover up to $500.
• When your car is damaged in an incident that we cover and cannot be safely driven, we pay the reasonable cost of:
  • towing your car to the nearest repairer or place of safety; and
  • storing your car from when you report the claim to us until we settle the claim.
• Free windscreen cover – you won’t have to pay any excess for damage to your vehicle’s windscreen or window glass if the windscreen/window glass is repaired rather than replace
• Keys and locks – we will pay up to $1,000 to replace or recode your vehicle’s keys or locks if they are stolen.

Optional Extras

• Hire Car after an Incident – we provide a rental car for up to 14days while your car is being repaired or replace as a result of an incident we cover.