Comprehensive
Car Insurance

Benefits That Matter

Our Comprehensive Car Insurance policy offers our most complete car insurance cover, so you can have total peace of mind you are protected. It covers your car for loss or damage caused by an accident, theft, or fire; as well as any damage that your car causes to someone else’s vehicle or property.

Read more about our comprehensive car insurance benefits below.

Comprehensive Car Insurance

Accidental Damage

Loss or damage cause by collision, impact and malicious damage.
Loss or damage cause by theft or attempted theft.
Loss or damage cause by fire, hail, storm, or flood.

Third Party Liability

Cover for your legal liability for damage or loss resulting from damaging someone else’s vehicle or property up to a maximum of $20 million.

Optional Extras

Hire Car after an Incident – we provide a rental car for up to 14 days while your car is being repaired or replace as a result of an incident we cover.
Roadside Assistance – if your car breaks down, gets a flat battery or flat tyre, you’re locked out of your car or lose your car keys, run out of fuel, or need to be towed, we have a 24/7 service to help you.
Windscreen/Window Glass – replacement of your windscreen or window glass if damaged by an insured event.
Excess Buster – if you need to pay an excess to have your car fixed or replaced we pay it instead (once per year).

Additional Benefits

A new vehicle (if yours is less than 12 months old) or agreed value for your car if it’s stolen or written-off.
A hire car if your car is stolen.
Emergency repair cover up to $500.
When your car is damaged in an incident that we cover and cannot be safely driven, we pay the reasonable cost of:
- towing your car to the nearest repairer or place of safety
- storing your car from when you report the claim to us until we settle the claim
Free windscreen cover – you won’t have to pay any excess for damage to your vehicle’s windscreen or window glass if the windscreen/window glass is repaired rather than replace
Keys and locks – we will pay up to $1,000 to replace or recode your vehicle’s keys or locks if they are stolen.

Roadside Assistance

If you have a PD Insurance policy you can now become a Roadside Assistance member for only $89/year. This way you don’t have to risk the stress and expense of getting stuck due to breakdown, punctured tyres, flat batteries and more.

Got Questions?

Comprehensive car insurance can be confusing.

That's why we have created a series of easy-to-understand articles about everything from benefits, pricing, renewal, claims and more.

We've taken the guess work out of comprehensive car insurance for you, so you have more time to focus on doing the things you love.

Our Blog

• Electric car sales in Australia increased by 200% in 2019

Zero Emission Vehicles: Where Are We At?

Zero emission vehicles were invented as long ago as the 19th century – they’re nothing new. Yet the cars of today are still largely fossil-fuel guzzlers. And they’re fast becoming outdated. David Attenborough has told us time and time again that we’re almost out of fossil

trailer coupling to reverse trailer

Reversing A Trailer: 4 Hacks To Get It Right

Even if you’ve towed something behind your car before, when reversing a trailer for the first time you’ll likely experience some nerves. If you’ve never towed anything before, it can be a seriously confusing experience. Firstly, you have an extra couple of metres of

while driving in australia you might see this kangaroo lying on road

5 Unmistakable Signs You’re Driving In Australia

Driving in Australia certainly has it’s own unique….perks. Or maybe that should be quirks? From kangaroos to certain billboards, some things are just so unmistakably Aussie that you can’t help but smile. Here are some signs that you’re definitely driving in Australia. In case