Comprehensive Car Insurance

No-nonsense comprehensive car insurance full of friendly features, optional extras and discounts worth honking your horn about!

Get 15% off^ your first year’s premium and/or
insure more than one car to save lots!

Comprehensive Car Insurance

Compare Comprehensive Car Insurance here

Need an affordable comprehensive car insurance quote that doesn’t compromise on value? If your car gets accidentally damaged or stolen you want to spend as little money and time without it, right? Look no further for simple, effective insurance that’ll get you back on the road ASAP.

Our comprehensive car insurance helps you safeguard your car properly for work and for play. That way you can focus on doing what you love.

Compare comprehensive car insurance protection with us and you’ll see it doesn’t need to be expensive. Cover the basics then choose from several optional benefits, but only if you need them. Plus, we offer several valuable discounts – including one if you’re the only driver and another if you bundle multiple cars or cars and pets into one policy.

Find out how much your car insurance could cost by getting a quick quote now.

Your Optional


With our comprehensive car insurance you only pay for the optional extras that matter to you. Extend your cover by choosing one or more of these:

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Roadside Assist

24/7 Roadside Assistance from $89/year#

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Excess Buster

Our most popular add-on. In the event you need to pay a basic excess, we pay it for you instead (once per year).

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Contents Cover

Covers valuable items that you may have in your car for damage during an incident or theft.

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Windscreen & Window Glass

One excess free glass claim per year; up to $1,000 coverage.

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Hire Car

 A hire car while your car is being repaired or replaced.

Your Comprehensive Car Insurance

Included Benefits

This above is a summary only. Please consult the Product Disclosure Statement for further details.

Your Comprehensive Car Insurance


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First Year Discount

  • If you’re taking out a policy with us for the first time you’ll qualify for our First Year Discount.
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Exclusive-Driver Discount

  • If you're the only driver of your car, you'll qualify for our Exclusive-Driver Discount. 
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Claims Free Discount

  • If you’ve had no claims in the last five years, you'll qualify for our Claims Free Discount.
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Annual Payment Discount

  • If you pay your entire premium upfront, you'll qualify for our Annual Payment Discount.
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Multi-Car Discount

  • If you’re insuring more than one car with us you’ll qualify for our Multi-Car Discount.

Pet Insurance

Do you know we also do Pet Insurance?

Get up to 3 months FREE when you buy online, so why not get a quote today!*
Plus, you’ll save even more when you bundle together any combo of cars and pets into the one insurance policy!

PD Insurance


Since PD Insurance is an online-focused business, the creation of an online account is part of your policy purchase process. As you buy a policy from PD, we’ll get you set up with an online member account by simply asking you to establish a policy email and password, each used to login to your account. If you ever forget them, don’t worry – it’s really easy to have them reset by visiting the login page and following prompts. All your adjustments will be done from this online account, and that means collectively we keep costs and your premiums lower.

PD Insurance accepts Visa® and Mastercard® credit or debit card only. This allows us to confirm your payment on the spot, plus it helps reduce our administration costs so we can pass the savings on to you in the form of lower premiums and no fees.

Yes, if you have a comprehensive car insurance policy, and you are involved in an accident or incident and require a tow, we will pay the reasonable cost of towing your vehicle to the nearest repairer or place of safety if it’s damaged and cannot be safely driven.

  • You may call our claims department directly on 1800 776 473 for immediate assistance.
  • You can also lodge your claim online at

For more information about our Claims Process, please refer to our Product Disclosure Statement.

Instead of pricing according to your current insurer’s NCB, we set up a profile based on the claims history of each driver. This way, our safe drivers receive a highly competitive rate based on their safer risk profile.

For more information about No Claims Bonuses, please review the ‘How we determine your premium’ section in our Product Disclosure Statement

We always offer each member the best possible PD Insurance premium based on their individual needs and circumstances. Interested in the specific discounts we offer? See above for more information on how you can save.

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^15% Off Car Insurance Terms and Conditions:

  • Discounts apply for new car policies only. We reserve the right to change the offer without notice. Base rate premiums subject to change. It does not apply to any renewal offer of insurance.

#Roadside Assistance Terms and Conditions:

  • Terms and Conditions apply. Please see here for details.

Other Disclosures:

  • Free Insurance only relates to Pet Insurance.
  • *The full terms and conditions of this offer can be found here.

How would you, like to proceed?

How would you, like to proceed?