5 Reasons Why You Should Get Puppy Insurance Early

If you’re searching for puppy insurance in Australia, you’ve come to the right place. We’ve outlined several reasons getting pet insurance for puppies can help keep them and your finances protected.

Not only do puppy zoomies and exposure to new bacteria and viruses put puppies at risk of injuries and illness, but they’re also healthiest when they’re little. This means fewer exclusions for things that might develop at a later stage.

Without further ado, here are 5 reasons to get pet insurance for puppies…

#1 Earlier = no or fewer pre-existing conditions

Getting pet insurance for puppies means they are far less likely to have any pre-existing conditions. Pre-existing conditions include illnesses or injuries that occurred before your insurance policy started.

By purchasing a policy early, you can better support your puppy over their lifetime. It covers more of their potential future needs because it hasn’t ruled out potential coverage. You just need to keep paying the premium by the renewal date.

#2 Puppy insurance for discount deals

When it comes to puppy insurance in Australia, some companies (like us!) offer free cover or discounted rates for pups under a certain age as they’re less likely to require expensive medical treatments. That’s definitely something you’ll want to take advantage of.

Pet insurance companies also use age and health status to determine premiums, among other factors. You’ll be paying less for the same breadth of cover for a puppy than a dog that’s a teenager, middle aged or even older.

If you’re wondering whether it might not be better to just put aside some savings for your pup instead, check out Pet Insurance vs Savings: Which is Right for You?

#3 There are many puppy hazards

You may think only older dogs get the kind of illnesses and injuries that require insurance. Dental issues, hip dysplasia and joint problems come to mind.

Although these certainly disproportionately affect older dogs, some of the top insurance claims are for issues that can befall dogs at ANY age. This includes infections (from respiratory tract to bladder to nail bed), allergic reactions, choking and injuries from things like cars or falling.

Also bear in mind that some issues are more dangerous to puppies than to adult dogs. Diarrhoea (and the dehydration it can cause) for instance, can be fatal for a puppy. Because of their weaker immune systems, infectious diseases like parvovirus can be severe in puppies. Puppies are also naturally more curious, so things like choking and swallowing toxic objects is more common.

For all these emergencies, you’ll want pet insurance to give you a soft landing once those vet bills come in.

#4 You’ll speed through puppy insurance waiting periods

Insuring your dog early means you’ll start on any waiting periods as quickly as possible. Some pet parents opt for insurance when their dog is older or sickly, which means not only are premiums higher (and the sickness deemed pre-existing so not covered), but their fur kid will have a waiting period before being eligible to claim for vet bills.

Getting puppy health insurance early means waiting periods for hereditary conditions and other ailments are usually well in the past by the time you need to claim on them. You’ll be setting your dog up for accessible cover when they need it.

PS: Ever wondered What’s the Difference with Hereditary and Congenital Conditions in Dogs?

#5 It’s the ultimate peace of mind

One of the main benefits of puppy insurance is that it can help protect you from unexpected veterinary costs. If your puppy gets sick or injured, the cost of treatment can add up quickly, and many pet parents find themselves facing difficult decisions about how to pay for their pet’s care. Or whether to pay for it all.

With insurance, you can have the peace of mind of knowing that you’ll be able to afford necessary treatments withoutworrying yourself ragged about the cost. Pet insurance for puppies is both a safety net for pets and pockets!

What type of pet insurance is best for puppies?

When it comes to pet insurance there’s no one-size-fits-all. A good way to compare pet insurance in Australia is to ask your vet, breeder, pet owning friends and check out reviews. It’s also valuable to compare different dog insurance plan types. That way you can choose what’s covered and what’s not.

Every puppy is unique and often the pet insurance that’s right for you will depend on your fur baby’s breed, since different breeds often have specific health needs. Here’s a few more articles to help you choose puppy insurance in Australia, like a pro!:

• Why Insured Pet Parents Think Pet Insurance Is Important
• Is PD Insurance Good for Pet Insurance?
• How Expensive Is Pet Insurance?

Puppy insurance Australia

While puppy insurance in Australia is still fairly new, many more pet parents learn about the benefits each year. After all, when pup is sick you won’t want to be worried about the vet bills rather than focusing on your precious fur baby.

Ensure your fur kid is properly covered for accidents and other emergencies with pet insurance for puppies, today! PD offers one or more months of free dog insurance, depending on your pup’s age. Click below to get a quote.